Key Conveyancing Ltd also specialises in the refinance of mortgages, and we can act for you regardless of where you reside. Simply finalise your financial arrangement with your new bank, and ask your bank to provide their mortgagee instructions to us. Then contact us with your details so that we can make the necessary arrangements. Once your new bank has provided their mortgage instructions to us, we then arrange with you the signing of the necessary documentation.
Our fee is $890.00** which includes GST and disbursements (when ownership is in your personal name ie not a company or trust), and note that most banks will provide the borrower with a legal contribution (subject to eligibility) paid directly to the borrowers bank account, for an amount which often exceeds our fee.
We attend to your refinance transaction 3 working days after receipt of your completed documentation or other such date that you require. On settlement date, we receive your new loan proceeds to our trust account, repay your existing loan/s and discharge the old bank’s mortgage and then attend to the registration of the new mortgage.
** Add $250.00 if your NEW mortgage provider is either ANZ, Westpac, SBS or Co-Operative Bank. This additional fee is required because ANZ, Westpac, SBS or Co-Operative require a law firm to be involved in the transaction to double handle the Banks documents and loan funds. We are more than happy to carry out your transaction and you do not deal directly with the law firm that we nominate to complete this agency function.